1964 Australian Paralympic medalist Trevor French dies

Posted by: Adminin Uncategorized
18
May

Thursday, August 23, 2012

Yesterday, 1964 Summer Paralympic swimmer Trevor French died. News of his death was shared with Wikinews through the Australian Tax Office and Tony Naar of the Australian Paralympic Committee.

French, who lived in Penrith, New South Wales, was one of fifteen athletes to compete at Australia’s second Paralympic Games in 1964 in Tokyo when he won a silver medal in the men’s 25 metre freestyle event. It was the only medal he earned at the Games and one of 30 Australia earned that year. In 2000, his medal was displayed at the Our Sporting Heritage exhibition at the Arms of Australia Inn Museum.

His legacy of participation can be seen in the upcoming 2012 Summer Paralympics in London. Australia are sending 161 athletes to the Paralympics this year. The Paralympic team is expected to finish the Games having earned the country’s one thousandth medal.

Retrieved from “https://en.wikinews.org/w/index.php?title=1964_Australian_Paralympic_medalist_Trevor_French_dies&oldid=1855067”

We are a generation of fast-paced technology and quick transactions. The transition from searching for reports in the systematic manner in the library for hours to saying “hello google” has been quite rapid. The financial market is not unknown to this changing attitude as well. Since the world saw an immense growth in the online system especially during the year of 2020, the online game changers have been the online stock brokers. Launched during the last decade and evolving in their functionality, they have their fair share in the market. What’s in it for you is that this particular decision could be the difference between an exciting source of income or a frustrating disappointment. While there is no magic trick to make quick profits, there is a still a way to set yourself a way to succeed. First, let us understand who these online stock brokers are and how they make a difference.

Who are the Online Stock Brokers? How are they different from the traditional brokers?

In plain terms, an online stock brokers is the one that interfaces with customers over the Internet instead of face-to-face. They work same as the middlemen like the traditional brokers but operate online but the work ability is quicker and efficient. They have a faster processing of trades and have greater control to execute any function. It is also convenient for you as you can place orders, check quotes and make changes from anywhere you want to. It is far easier now than ever to open an online brokerage account. Some of the common example are Zerodha, Upstox, Angel Broking, IIFL, etc.

The steps you need to know to choose your perfect online broker

There are several steps attached to choosing the right online broker which requires some due diligence to get the most for your money and investment:

Step 1: List down what you need

Before diving into this pool of brokers you must analyse where you stand in terms of your experience. As a rookie, you will be looking for basic education resources, easy practices to trade, support staff and other methods to check the level of the platform but as an experienced investor, you might want to look at the condition of order options, the fixed-income securities and ability to trade derivatives, mutual funds and others. You need to be honest with yourself and keep refining your goals as you will face further questions in your journey. Some questions you might have to answer yourself are:

  • Are you looking for a full time investing experience daily or a long hold position?
  • What is your experiences and what kind of trades you wish to execute?
  • What are your goals and what are you choosing investing for?

Once you are clear with the solutions of these questions, you’ll yourself be able to distinguish between the platforms.

Step 2: Negation works well

Remember when in the MCQs, you didn’t know an answer so you removed the ones which seemed far-fetched and came down to 2 out of 4. Similarly, you can narrow down the brokers based on the services you are looking for. One should check out if the brokerage firm a member of the Securities Investor Protection Corporation (SIPC), Financial Industry Regulatory Authority (FIRA), and offers checking or saving accounts covered by the Federal Deposit Insurance Corporation (FDIC). You should also question on their insurance policy, protection against fraud and the reviews of their current customers. Some other points to look at are:

  • Technology used to keep your account safe.
  • If the company selling your information (Beware of that)
  • What kinds of account does the broker offer beside the standard investment accounts?

Step 3: Figure out the Fees

A clear idea should be there in your mind when you have to pay a higher or a lower price for the same features on different platforms. Also, you would like to lose as little of your investment returns as possible to accounting fees and trading commissions. There are several charges attached so note these ones to compare and consider:

  • Fees for opening an account
  • The minimum amount of balance to be kept
  • Annual and monthly charges accompanied
  • The margin rates and the minimum loan amount
  • The factors on which trading commission depends
  • Commission rates for different securities
  • Are there any free or reduced priced trades?
  • What is the costing for the advisory services?

Step 4: The Platform is the Master

The access of online brokers requires everyone to have a fast processing interface which provides easy accessibility and have variety of tools. One must analyse all the platforms, their tools, their packages, features and how the trade is taken place on those platforms. Some questions you might ask yourself here are:

  • Do the platform allow to trade all types of securities?
  • Do you have a real time screening of the stock prices?
  • Can you set up watch list and alert for further news and notifications?
  • Kinds of orders that you can place
  • Your control over the whole trade transaction
  • And other features as available

Step 5: Education Component

Consider yourself who wants to inquire and know about certain terms, will you keep on switching between tabs or want them altogether at one place? User-friendly is one thing but to search the broker’s platform to know about the educational offerings, the source of the information, the accessibility of the information, and the beginner’s guide to investing.

Step 6: The Ease of depositing and Withdrawing Funds

To transact is to deposit and withdraw and you should compare the modes through which you can deposit your money, the duration for your deposited funds to settle, the regular checks of the funds, the duration for your sale of investments to settle and the ease to withdraw funds.

Step 7: Customer Service

Till this point, you might have made your choice but if you still not there, you might consider during and after services of the online broker. See if they are easily available around the clock or not is there any reporting system if you are into any troubles or an automated number for general queries.

Should you prefer them in the long run?

With the progress, there lies some insecurities as well. To trust, it needs care and you need to be careful to avoid any scammers out there. There are many online broking platforms out there but you must be aware not to get trapped in the web of low price or additional features. Check the authenticity because it’s your money after all.

Conclusion

Since we know all about the online broking system and how to select the best one for us, what are you waiting for? It is time for you to select the best of the best and invest in the company of your profitable choice. Keep refining your market knowledge with legal, financial and daily news where you get to learn through which you earn. For any further doubts or queries, if your online stock broker is not able to provide it, you know the right place to come to.

Third day of 2007 NSW fire season sees 46 fires burning

Posted by: Adminin Uncategorized
15
May

Wednesday, October 3, 2007

The official New South Wales bushfire season for 2007 has been declared for only three days and already 46 fires burn across the state. It is believed that at least some of the fires have been deliberately lit.

Weather conditions are hampering firefighting efforts, with high temperatures and strong winds helping to fan the flames.

Major fires are currently burning at Little Pittwater Bay on Sydney’s West Head, Cowan North of Sydney, Port Stephens and at Evans Head on the NSW North coast. The fire at Cowan has caused transport chaos as it caused the closure of the Pacific Highway, F3 Freeway and the Northern railway line for several hours this afternoon.

Residents around the fires at Port Stephens and Evans Head have been advised by the NSW Rural Fire Service to prepare their properties for the onset of fire.

With many of the fires thought to of been started by arsonists, NSW Premier Morris Iemma warned that arsonists would face imprisonment. “It makes you sick. There are sadly too many people out there that don’t get the message,” Mr Iemma.

“They are sick minds who deliberately light these fires, or even to recklessly do it”.

A police strike force with 10 officers and two support staff to investigate the fires had also been set up with Mr Iemma stating that if more resources were required, the strike force would be provided with them.

Retrieved from “https://en.wikinews.org/w/index.php?title=Third_day_of_2007_NSW_fire_season_sees_46_fires_burning&oldid=4510816”

US Senate passes new bankruptcy bill

Posted by: Adminin Uncategorized
12
May

Saturday, March 12, 2005

In a vote of 74-25 last Thursday, the US Senate passed a measure that would change bankruptcy laws, making it harder for individuals seeking relief from their debt burden to avoid repayment. Almost twenty Democrats joined Republicans, who currently hold a majority of the seats in the US Senate, in passing the bill.

Lobbyists for credit card companies and financial services firms have worked for the bill during the last two administrations. A similar measure passed both the Senate and House during the previous administration, but then President Bill Clinton pocket-vetoed the measure in 2000.

Democrats sought to soften the bill by allowing bankruptcy filers to negotiate directly with lenders for relief, but the amendments were defeated by the Republican-controlled Senate. Proponents of the bill claim the rise of bankruptcy filings to nearly 1.5 million a year shows that abusers of credit use the filings to shield themselves from irresponsible practices.

“There has been an explosion of bankruptcy,” said Iowa Republican Sen. Charles E. Grassley, the bill’s sponsor. “We preserve the principle of a fresh start, but we also establish a principle that if you have the ability to repay some of your debt, you are not going to get off scot-free.” However, Massachusetts Democratic Sen., Edward M. Kennedy said, “This legislation makes the bankruptcy courts of the United States the collection agency for the credit-card industry.”

The bill impacts a broad spectrum of bankruptcy law, but the most significant impact is on personal bankruptcy filings. Individuals who get behind in repaying credit card debt face high interest charges and stiff late payment fees. By only meeting minimum payment requirements, borrowers remit to the lender over the life of the loan an amount in interest and other fees that can far exceed the value of the principal balance of the loan. This can put consumers who run up high balances on various cards at financial risk of default. Critics of the bill blame these aggressive lending practices as a contributing factor in the rising trend of bankruptcy filings from 1996.

The proposed bill doesn’t only affect debtors with credit card debt.

It also affects debtors who have run up large medical bills.

Patients with a past medical history that disqualifies them from full medical coverage, can easily find themselves facing insurmountable medical bills after just a short stay in the hospital. These individuals will no longer be able to get a fresh start after these personal disasters, and will be forced to live in poverty until they can pay off their medical bills as part of their Chapter 13 filing. (Prior to this bill, they would have been able to file Chapter 7, completely discharging their debt.)

Chapter 7, which accounts for 70% of bankruptcy filings, allows individuals to eliminate most non-secured debts after liquidating assets, with the notable exemption of one’s principle residence in most states. The Senate passed bill would change Chapter 7 eligibility by applying a means-test, where those with a median income higher than the state average would be required to file under Chapter 13 provisions. Under Chapter 13 protection, an individual’s debt is not forgiven; rather it is restructured for payment under more lenient terms.

This was the first major overhaul of federal bankruptcy law in many years.

Under the old bankruptcy law, a personal bankruptcy attorney could not be held financially responsible for his clients mendacity. Under the new bankruptcy law, the bankruptcy attorney is responsible for his client’s lies to the Court about his assets and the bankruptcy attorney and his insurance carrier can be held responsible by the Bankruptcy Court.

The result is that personal bankruptcy attorneys (this does not apply to corporate bankruptcy attorneys) are likely to flee the personal bankruptcy field when the new law takes effect. Their insurance companies will not offer the sort of coverage that they would need to continue to practice.

So when consumers need to file personal bankruptcy under the new law, they will be unlikely to find a bankruptcy attorney to represent them. Consumers will have to file pro se: such consumers will be likely to fail due to the complexity of the law.

The bottom line is that the field of personal bankruptcy law as a practice area of law will cease to exist when the new bankruptcy law takes effect, and consumers will be unable to secure legal counsel and so consumers will lose what legal protections counsel now affords them.

Under the new bankruptcy law about one half million Americans will be forest to pay for at lest 5 years on longer they will be held in servitude as chattel they will be completely subservient to a dominating influence of the company that holds the loan. Their loan will be put on the market for sale for profit. The people will be forced to work harder. People who fail to go to court will have a arrest warrant made out in their name and people who refuseto pay. They will be subject to fines and or jail. About fifty thousand Americans will punished by a fine and or about three thousand Americans every year will go to jail under the new bankruptcy law. For some people this will be a third strike they will be put in jail for life.

The bill has the support of President Bush, and its passage in the House sometime next month seems likely. If enacted into law, lending companies will recover more money on what otherwise would be written off as bad loans. Those persons of median and higher income seeking relief would be required to file under Chapter 13 status and pay up to $100 per month under court imposed conditions. It is expected the proposed changes would cause a sharp increase in filings before the new law could take effect.

Retrieved from “https://en.wikinews.org/w/index.php?title=US_Senate_passes_new_bankruptcy_bill&oldid=4493827”

Saturday, March 26, 2022

Government and police sources suspect the Ulster Volunteer Force (UVF) are responsible for a bomb threat against Ireland’s Minister for Foreign Affairs Simon Coveney whilst he addressed an event in Belfast, Northern Ireland yesterday.

Last night, Assistant Chief Constable of the Police Service of Northern Ireland (PSNI) Mark McEwan told press a “primary line of investigation” indicated the loyalist paramilitary group was behind what he called “disgraceful actions”. The scare stopped Coveney mid-speech as he addressed guests at the John and Pat Hume Foundation, and forced over twenty-five homes to evacuate.

Police say between nine and ten in the morning, a white Vauxhall van was hijacked near to Shankill Road. Its driver, allegedly while having his family threatened by two gunmen, was forced to transport what was believed to be explosives. He first drove to a nearby street, where the device was placed inside the vehicle. He then drove to the Holy Cross Chapel beside the Houben Centre where Coveney was speaking.

Coveney was reportedly minutes into his speech at the “Building Common Ground” peace-building event before being pulled away, according to priest Gary Donegan, who spoke before him. Security informed Coveney of the bomb threat and he was evacuated to a “secure location” by the PSNI and Gardaí.

The driver was described by attendee Sarah McKinley from Downtown Radio and Cool FM as a “workman, clutching a toolbag standing outside”. He was in tears, apologising to guests at the venue after he told security. McKinley said the victim was “completely shellshocked” and “said he had been hijacked and told to drive to the Centre.”

McEwan said the victim was being treated in hospital but said nothing of his condition. He told of the circumstance the driver was placed in: “Just think about this: the victim believed at this point he was driving a van containing a live bomb — and that his family were being threatened.”

According to McEwan, a security threat remained in Northern Ireland and “an attack is likely”. However, he did not comment on whether the weapons used to threaten the driver were real, only that at the time, the danger felt real. Nor did he say whether Coveney was the target or in need of additional security. Coveney had previously, along with Tánaiste Leo Varadkar, been depicted in loyalist graffiti.

A source told The Irish Times loyalists blame Irish ministers, including Coveney and Varadkar for feeling undermined by the contentious post-Brexit Northern Ireland Protocol. The Irish Independent says the hoax was related to the Protocol, and planned in advance.

It comes after the United Kingdom counter-intelligence agency MI5 lowered its terrorist threat assessment for Northern Ireland from ‘severe’ to ‘substantial’ Tuesday. At the time, Secretary of State for Northern Ireland Brandon Lewis said it reflected “the significant progress that Northern Ireland has made, and continues to make, towards a more peaceful, more prosperous and safer society.” But he added vigilance is still needed against the “minority” who threaten the peace.

Politicians in Ireland and the UK condemned the attacks. Coveney himself said he was “saddened and frustrated that someone has been attacked and victimised in this way”, referring to the driver. Lewis characterised the hijacker as a member of the “small minority willing to use violence to advance their goals”, condemning those involved.

Leader of the Northern Irish Social Democratic and Labour Party Colum Eastwood said the Foundation “is an organisation dedicated to promoting peace and reconciliation” and called the attack “an attempt to drag us back”. From the organisation, Tim Attwood assured: “A suspect device will not stop the work of the John and Pat Hume Foundation.”

The hoax affected local schools and a nursing home. Donegan added it forced a funeral to be cancelled: “Whatever mindless people did what they did today, forget about the actual event itself, but there’s a family grieving who now didn’t even have a funeral”. McEwan said it was “clearly designed to cause maximum disruption to the local community”.

Before being interrupted, Coveney told attendees: “The patient work of reconciliation and deepening of relationships does need to continue on our own island.” His address was meant to be followed by a panel discussion.

Retrieved from “https://en.wikinews.org/w/index.php?title=Loyalists_suspected_of_threatening_Irish_Foreign_Minister_with_fake_bomb&oldid=4672986”

By Adriana Notton

It is estimated that there are approximately 300,000 premature deaths associated with obesity annually (CDC) in the United States as a result of obesity and its accompanying health conditions. The health risks associated with obesity can include: high blood pressure, diabetes, higher risk of a heart attack or stroke, formation of blood clots, breathing problems, and much more. One method of treating obesity that has been growing in popularity is Laparoscopic Gastric Banding, also called Lap Band Surgery. The lap band procedure has been shown to resolve or improve many health related conditions associated with obesity. One condition that many people are concerned about when having the weight loss procedure is whether the lap band will cause shortness of breath.

The lap band procedure involves inserting a gastric band into the patient’s upper part of the stomach. Saline is injected into the lap band which forms a gastric pouch. The result is a reduced stomach size. The patient consumes less food and loses a large amount of weight. This minimally invasive weight loss surgery has helped people suffering from obesity lose the weight and keep it off. As well, the procedure has been show to improve lung function. The actual lap band does not interfere with lung function.

When a person is obese, their lungs are unable to expand and contract properly. The result can be shortness of breath and shallow breathing, especially when engaged in an activity such as walking or climbing the stairs. There is also a reduced oxygen exchange in the lungs which can result in a condition called pulmonary hypertension. After lap band surgery, the weight starts to drop off and there is less pressure on the lungs. This allows the lungs to start functioning at normal levels. Not only is shortness of breath improved, but obstructive sleep apnea and hyperventilation is also greatly improved. Losing weight with a lap band is an excellent way to improve one’s breathing.

[youtube]http://www.youtube.com/watch?v=-j5l1mtVymw[/youtube]

Those suffering from obesity can also suffer from asthma attacks. Having lap band surgery has been show to reduce asthma as the loss of fat will allow breathing to improve. Inflammation is alleviated and the air passages open up. People with asthma breathe much easier and more freely after having lap band surgery.

Lap band surgery is chosen by millions of people around the globe as an effective weight loss procedure. When you have lap band surgery, you have to be committed to a healthy change in lifestyle which includes eating the right portions of food containing the proper amount of nutrition. You will also need to develop a healthy exercise program. It will ensure that the weight you lose never returns.

Lap band surgery is the only reversible weight loss option and the surgery itself is only about 40 minutes long and patients normally go home that day. If you think lap band surgery may be the right solution for your obesity, it is important to discuss the surgery with a medical professional who can you advise on the risks and benefits of the procedure and help determine if you are a potential candidate for the weight loss procedure.

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Source:

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Tuesday, June 30, 2020

Recently, Finnish open-source video game developer Perttu Ahola discussed Minetest, his “longest ever project”, with Wikinews.

Started in October 2010, Minetest was an attempt by Ahola to create a sandbox game similar to Minecraft. Minecraft is a multi-platform commercial game, which was in alpha version when Ahola challenged himself to create something similar to it from scratch, he told Wikinews.

Minetest is an open-source game, which is free for anyone to download and play. It is written in the C++ programming language, and the source code is available on code-hosting site GitHub. According to Ahola, Minetest attempts to run on older hardware, with limited graphics, but to be accessible to more people: those who have outdated technology, and making it available for no cost. Minecraft, on the other hand, is a paid game, currently costing USD 26.95 for its computer version. Minecraft is currently owned by Microsoft, and performs poorly on older hardware.

A correspondent from French Wikinews contacted Perttu Ahola via Internet Relay Chat a few weeks ago, discussing Minecraft. This interview is built on top of the previous interview, as we take a deeper dive into knowing more about this free game which is about to turn ten years old in a few months.

Retrieved from “https://en.wikinews.org/w/index.php?title=Open_source_game_developer_Perttu_Ahola_talks_about_Minetest_with_Wikinews&oldid=4589743”

Wikinews’ overview of the year 2007

Posted by: Adminin Uncategorized
10
May

Monday, December 31, 2007

What would you tell your grandchildren about 2007 if they asked you about it in, let’s say, 20 year’s time? If the answer to a quiz question was 2007, what would the question be? The year that you first signed on to Facebook? The year Britney Spears and Amy Winehouse fell apart? The year author Kurt Vonnegut or mime Marcel Marceau died, both at 84?

Let’s take a look at some of the international stories of 2007. Links to the original Wikinews articles are in bold.

Retrieved from “https://en.wikinews.org/w/index.php?title=Wikinews%27_overview_of_the_year_2007&oldid=4641411”

US automaker bailout deal fails to pass Senate

Posted by: Adminin Uncategorized
9
May

Friday, December 12, 2008

A US$14 billion bailout package deal for the “Big Three” United States automakers — Chrysler, Ford, and General Motors — has been rejected in the United States Senate after failing a procedural vote.

The bill was rejected after bipartisan discussions on the bailout broke down when Republican Party leaders insisted that the United Auto Workers (UAW) union agree to increase wage cuts by next year in order to bring their pay into line with those of Japanese automobile companies in the United States. The UAW refused to meet the demands.

The final vote count in the Senate was 52-35, eight short of the 60 needed to pass. Only ten Republicans joined forty Democrats and two independents in voting for the bill. Three Democrats voted with thirty-one Republicans against it.

Senate Majority leader Harry Reid said that he was “terribly disappointed” by the failure of the bill to pass. “I dread looking at Wall Street tomorrow. It’s not going to be a pleasant sight,” Reid said. “Millions of Americans, not only the auto workers but people who sell cars, car dealerships, people who work on cars are going to be directly impacted and affected.”

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Republican Senator Bob Corker was also unhappy about the rejection. “We were about three words away from a deal. We solved everything substantively and about three words keep us from reaching a conclusion,” he said.

Some Democrats now want U.S. President Bush to reserve a portion of the $700 billion bailout package earmarked for Wall Street to assist the flagging car industry.

Stock markets worldwide fell dramatically on the news, with Japan’s Nikkei average losing 484.68 points, or 5.6 percent, reaching a level of 8253.87 points. Shares in the auto companies Toyota, Nissan and Honda all dropped by no less than 10 percent apiece. European stocks, such as those in the United Kingdom and Germany, also lost ground, with the FTSE-100 index of leading shares falling 176.3 points to a level of 4,211 at midday.

Retrieved from “https://en.wikinews.org/w/index.php?title=US_automaker_bailout_deal_fails_to_pass_Senate&oldid=4365303”

The reality is most of us are educated by insurance companies on what to look for in health insurance coverage. We are misled in looking for featured in coverage that insurance companies tell us we should look for. We go to insurance companys websites to educate our self about insurance, which is completely absurd. I can reassure you that insurance companies are not going to tell you on what you truly should be looking for. I bet if I was going to ask you what to look for in health insurance coverage you might tell me things like; Deductible, co-pays, low monthly premiums. Well. Maybe. Let ask our selfs on why do we have health insurance coverage in the first place? To protect our self from large unexpected medical bills. That would be a true statement that is what insurance is intended to do.

There is more to health insurance plans and companies than you ever thought. Let me ask you this question If god forbid critical emergency did happen to you and you required a specialist, would you would to have access to the best specialist in the world or some local doctor? There are literally millions of people die every year because they did not have access to the specialist. Most presidents of the United States if ever required a specialist were taken to Mayo Clinic. Mayo Clinic is a world class hospital known around the world as the best medical facility for major illnesses and accidents. Do you think your insurance company will let you get treatment at Mayo Clinic? The answer is absolutely not, not a chance. What if you were in a car accident and there decision had to be made where your leg had to be cut of because the place that you were treated at did not have the right specialist to reconstruct the leg and your health insurance company was not willing to pay for reconstruction surgery at a facility like Moyo Clinic. Well at least you know you saved couple of buck on your health insurance that you called from one-eight hundred number that you saw on that TV commercial. The coverage that I wanted to share with you is offered by not yet very known insurance company. The company itself has been around longer than any other health insurance company in the world. They have been in business since 1892 and the name is Fortis. Fortis in early 2006 was the 26th largest company in the world. The health insurance is marketed under name of Assurant Health. Assurant Health is know a quality company that provides health insurance to families, self-employed, individuals, small businesses and large businesses. Assurant Health has a slogan that goes like this Our Health Plan is Based on Yours. Why Assurant Health is so much better that anything that is available on health insurance market today.

Assurant Health has easy and flexible portfolio of plans to choose from. Also every plan that Assurant Health offers is customizable. Some plans lets you choose how many doctor visits you want the insurance company to pay for. How much of a co-pay do you want to have. Every option that you ad or delete, accordingly lowers or increases your monthly premium. For example for someone like me who is healthy and has not been to a doctor for over five years and do not have coverage for doctor visits and save myself almost one hundred dollars per month. Considering that average doctor visit is sixty five dollars. That means over five years I saved myself almost six thousand dollars. As we discussed earlier let take a look at what is truly important in health insurance coverage. First I am going to mention options that Assurant Health Plans offer that other companies do not. If you think it is not the case with your coverage just stop reading this because it will be just waist of your time. Ive been in the industry long enough to tell you how plans work. If you think you know how your plans work than obviously you are the expert and you should stop reading this article. Options that Assurant Plans Include that your plan does not.

Worldwide coverage, 24 hours a day.

It doesnt matter whether youre nearby or Far from home-youre covered.

Initial rate guarantees-up to 36 months available.

Youll lock in your premium rate for at least the first 12 month. With many deductibles you have a 24-month rate guarantee-and the option to extend it to a full 36 month! Lifetime benefit maximum options up to $8 million You choose the amount of protection you want.

Your choice of doctors and hospitals Youll have access to some of the largest and best preferred provider (PPO) networks in the nation.

No referrals necessary to see a specialist You dont have to jump through hoops when you need a specialists care-simply make an appointment.

Single deductible for accidents.

In the event theres an accident involving more than one person in your family youll pay only one deductible.

No limit on Intensive Care Unit (ICU) With no daily dollar limit when confined in an ICU, youll have the peace of mind you need at a critical time.

Healthy Discount Available in most states, Healthy Discount rewards you for maintaining your good health by providing 10% off your renewal rates.

Some of these benefits will not make any sense and I can share story after story how not having even one of those benefits could cause tragic consequences to you or your family. Assurant Health is your number one most reliable and most affordable choice for health insurance. For more information on Assurant Health Plans visit