By Everett Maclachlan

Building more muscle is smart for a lot of reasons. First, it just looks good to have a well-muscled, toned body. Also, having stronger muscles reduces your chances of incurring serious injuries. And, there is an added health benefit: the more muscular you are, the faster your body will burn fat naturally. That is because your resting metabolism rate – the rate at which you burn calories while at rest – actually increases when you have a lower body fat percentage.

People who have experience with working out with both weights and with cardio techniques (e.g., walking, jogging, swimming, biking, etc.) know that it can be hard to balance both within a regular workout routine. In other words: to really “go intense” with a cardio workout can take away from the energy and muscle strength you need for an intense bodybuilding workout – and vice versa.

Even if your primary goal is to build muscle while staying at least in fairly good shape from a cardio perspective, you still may be at a loss for just how much cardio to work into your weekly workout routine.

If you are wondering, “How much cardio is needed when building muscle?”, here are 5 tips for optimizing cardio in your workouts:

1. Too much cardio can detract from your muscle-building goals:

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While everybody is different, in general doing too much cardio each week can take away from your ability to build muscle at the maximum rate. This is because doing a lot of running, swimming, biking, etc. between workouts can deplete the muscle energy that you would otherwise be devoting to doing strength-building exercises.

2. But some cardio is a good idea:

Still, even if your only real goal is to build bigger muscles, doing some cardio is a good idea. For example, cardio can help you to keep from getting winded during your weightlifting workouts, and it can also help to increase blood flow to your muscles.

3. Do cardio 2 or 3 times per week for about 20 minutes:

By doing cardio exercises not more than 2-3 times per week for about 20 minutes at a time, you should be able to get enough exercise in to work your heart and burn some calories in a healthy way.

4. You will eventually want to choose to focus on either cardio or weight training:

Of course, if down the road you believe that you will want to really focus on getting into shape on the cardio side of things – such as when you are gearing up for a marathon – you will likely need to scale back on your weight workouts. It is difficult for anybody to really focus with maximum intensity on both types of exercises for long periods of time.

5. Pay attention to the needs of your body:

Remember, no matter what you read here or anywhere else, be sure to continue to listen to the needs of your body. Each person’s body is unique and it has its own wisdom. Listen to what your body is telling you in order to maximize your workouts for desired results.

Take these 5 tips into account as you focus on getting the balance right between cardio and doing strength-building exercises to build more muscle.

About the Author: Check out this muscle-building guide that requires no weights or equipment, designed by the go-to-guy trainer of elite warriors, special ops, and Navy Seals:

Commando Body Training Guide



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Wednesday, December 16, 2009

In a continuing crackdown on tax evasion, the Canada Revenue Agency (CRA) has alleged that brokers with a branch of RBC Dominion Securities, Canada’s largest brokerage company, helped clients set up accounts in the small European principality of Liechtenstein in order to avoid taxation on their wealth.

In affadavits submitted by the CRA, brokers with an RBC Dominion Securities office in Victoria, British Columbia, allegedly helped clients set up 16 offshore entities with a division of the LGT Group in Liechtenstein. While that is not a crime under Canadian law, auditors allege that the entities were used to help Canadians hide worldwide income. Thirteen individuals are either being audited or have made voluntary disclosures, admitting to tax evasion. The agency is presently investigating to see if there are any other individuals participating in this scheme. Regarding the inquiry, dubbed “Project Jade”, the CRA will only say that it was launched on information from a “confidential informant”.

RBC issued a written statement, saying “As a firm, we have never encouraged Canadians — not 25 years ago and not today — to set up entities in Liechtenstein, and we have never instructed our investment advisers to recommend that practice,” and “we comply with all CRA requirements. This means that we provide all our clients with the forms they need to meet their personal tax obligations, and also file reports with CRA that form the basis for reviews such as this.”

Three RBC employees are presently being investigated, with one remaining unidentified.

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Euro reaches new lows

Posted by: Adminin Uncategorized

Friday, July 15, 2011

On Tuesday, the Euro fell to a new record low in relation to the Swiss Franc, and to multi-month lows against the U.S. Dollar and Japanese yen; all considered by investors to be safe currencies during times of economic turmoil.

The Wall Street Journal reported earlier that recent comments from the newly installed head of the International Monetary Fund, France’s Christine Lagarde, resulted in a sell-off of the Euro. At a roundtable discussion in Washington, Lagarde noted that the IMF had not yet reached discussion of terms and conditions of a second Greek bailout plan. In fact, a representative from the IMF is currently meeting with Eurozone policymakers to draft such a new proposal. The yield differential between Italian bonds and German bonds has spread to more than 300 basis points, something not seen in over a decade and evidence of investors’ concern.

Adding to the Euro’s woes is the upcoming release of the bank stress tests on Friday. The European Bankers Association said that they expect the data release to shed new light on the Eurozone’s banking situation. Representatives of several of the Eurozone’s governments, including Germany, have requested that the association consider releasing fewer specific details for fear that investor panic will ensue. The inadequacy of the capitalization rates has been an issue with the European Central Bank, whose president recently called upon Eurozone banks to make every effort to put their balance sheets in order.

For the time being at least, an unsubstantiated rumor reported by the Wall Street Journal states that the Eurozone’s central banks’ purchase of periphery debt has helped to quell the downward momentum of the Euro.

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Monday, October 11, 2010

British journalist Andrew Marr has angered bloggers by suggesting they are “inadequate, pimpled and single.” Marr, who was formerly the BBC’s political editor, also said that citizen journalism is “spewings and rantings of very drunk people late at night”. He made the comments at the Cheltenham Literary Festival, saying: “A lot of bloggers seem to be socially inadequate, pimpled, single, slightly seedy, bald, cauliflower-nosed young men sitting in their mother’s basements and ranting. They are very angry people.”

Marr, who now hosts a flagship Sunday morning show, The Andrew Marr Show, on which he has recently interviewed British Prime Minister David Cameron and ousted BP executive Tony Hayward, added: “OK – the country is full of very angry people. Many of us are angry people at times. Some of us are angry and drunk”. His comments sparked outrage from bloggers, one of whom dismissed them as “stupid generalisations.” Another said that they were “sure that Andrew Marr did not mean all bloggers, but it is unfortunate that he did not seem to make much of a distinction in his statement.” Another blogger, writing on Twitter, said they supported Marr’s arguments. “Just read Andrew Marr’s comments on blogging,” they said. “I blog and I agree with most of what he says. I don’t read blogs for news, doubt I ever will.”

Aside from the paradox of him indulging in a rant to complain about other ranters, it is the one-sidedness of his argument that is so striking

Other journalists also criticised the comments. Krishnan Guru-Murthy, a newscaster for Channel 4 News, said that it is “true that flicking through the comment section of some political blogs can easily make you think the blogosphere is populated by obnoxious trolls. But there are plenty of thoughtful, insightful people writing online too: you just need to find them. They might not be household names, or worthy of a slot on Radio 4, but to dismiss them out of hand seems wrong. As for bloggers being ‘inadequate, pimpled and single,’ that’s no way to talk about Jon Snow. He isn’t single.”

“We know our viewers want commentary and analysis alongside their news and our blogs help us give more of that,” Murthy said. “Obviously we can’t give opinion in the way bloggers who aren’t also public service broadcasters can, but we enjoy reading other people’s opinions and the best blogs are much more than rants, often breaking stories, too. And anyway, I like reading the occasional rant. But as a blogger if you offer up something to the wider world you should expect people to say what they think of it.”

Roy Greenslade, a professor of journalism at City University London, and former editor of the Daily Mirror, said: “Aside from the paradox of him indulging in a rant to complain about other ranters, it is the one-sidedness of his argument that is so striking. None of us who write blogs are unaware of vituperative contributions from people who like to remain anonymous … It’s the price we [bloggers] pay –a small price, in my view– for a communications system that allows for public participation.” Greenslade added that he thought Marr “seems to be damning the whole blogosphere when, as we all know, there are thousand upon thousand of bloggers who are making valuable public interest contributions on the net day by day, even hour by hour. Marr, to use an archaic but apposite idiom, simply can’t see the wood for the trees.”

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Submitted by: Jonasgi Nieves

I LOVE DR. LAZAR!!! I love going to see Dr. Lazar and his staff at Advanced Dentistry. It’s like going to see family. Thank you for being so type. Sincerely, Ms. Lucille Hart, age 81

I WATCHED A MOVIE!!!! At Advanced Dentistry in Las Vegas they have flat screens everywhere and I watched a movie although they cleaned my teeth, surely would recommend! thanks Dr. Lazar. DAVE

MAKES ME Really feel COMFORTABLE!! Dr Lazar makes you comfortable I don’t have the words to sum up my go to, except great! I’ll be going back and looking forward to it. The office is modern and also the staff are friendly as well as the doctor certain knows what he is performing thanks!!! SHANE W

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TOP NOTCH!!!! I would extremely recommend Dr. Lazar and also the staff at Advanced Dentistry to my family and friends. Their customer satisfaction ethic is top notch. They do excellent work. The staff rapidly resolved a billing problem in my favor when they didn’t have to. Plus, Dr. Lazar even met with me outside of their typical hours to adjust my crown. I never had a dentist do that prior to. Now, that’s service!! If you are seeking a new dentist, like I was, check this place out. I believe you will like them. I do! LARRY S

I Will likely be BACK!! After a poor experience at planet dental, i was OVERJOYED to discover Dr. Lazar! he’s really respectful of my time and knowledgeable! he listened to my wants and concerns with out hesitation. the office is really clean, the office staff is polite and courteous & even though i had to come back two days in a row for the office visit and also the cleaning, i Is going to be back and bringing my daughters. highly recommended! Janet

AMAZING!!!! I tried other dentists in the Las Vegas area just before I found Dr. Lazar and Advanced Dentistry. He was undoubtedly worth the search. Cutting edge technology and a great, caring staff are a bonus. I have often been terrified of going to the dentist but Dr. Lazar made certain I felt no pain whatsoever and that I was completely relaxed. He is amazing!!!! I highly suggest this office to anyone!!!! JaniceH

NOTICE: The reviewer of this dentist is an actual client. This positive testimonial review of Advanced Dentistry in Las Vegas, NV may possibly be modified to qualify as unique content within the review space supplied herein. Call Advanced Dentistry at 702-476-2700 for more FIVE STAR****Dentist Reviews and Ratings

If you are interested in a more cosmetically stunning and healthy smile, then Advanced Dentistry of Las Vegas is for you. Dr. Steve H. Lazar has extensive experience in cosmetic dentistry methods and has helped hundreds of patients accomplish the smile of their dreams. Available services include crown work, teeth whitening and bleaching, Invisilign rather than braces, porcelain veneers, cosmetic bonding, inlays and onlays, bridges, dentures, implants, pediatric dentistry, sleep and sedation dentistry, nitrous oxide, pain-free dentistry, periodontal therapy, root canal therapy, TMJ Treatment and extractions. To schedule your smile makeover, please go to Http:// or call 702-476-2700.

About the Author: Read about this subject and more here


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Cyprus, Latvia and Malta are a step closer to adopting euro

Posted by: Adminin Uncategorized

Sunday, May 1, 2005

Cyprus, Latvia and Malta, three states which joined the European Union in May 2004, exactly one year ago, today became members of the Exchange Rate Mechanism II (ERM II), which pegs their currencies to the euro within a 15% margin above or below a central rate. While they are in ERM II, their currencies must not fluctuate to an extent that exceeds this 15% margin, and they must also keep inflation and budget deficits in check. For countries to adopt the euro, they must stay in the ERM II for at least two years. Therefore, the earliest date that Cyprus, Latvia and Malta can adopt the common currency is in May 2007.

Cyprus, Latvia and Malta have joined four other countries already in ERM II: Denmark, Estonia, Lithuania and Slovenia. Denmark joined ERM II in 1999 but has since not wished to adopt the euro, while Estonia, Lithuania and Slovenia joined the Exchange Rate Mechanism in June 2004, and are expected to adopt the euro by late 2006 or early 2007. Other new European Union member states are also expected to join ERM II soon.

Out of the European Union of 25 member states, 12 countries currently use the euro, which they adopted in January 1, 2002. The only EU members that remain either outside the Eurozone or ERM II are the Czech Republic, Hungary, Slovakia, Sweden, Poland and the United Kingdom.

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By Dennis Jarvis

“Group coverage” is used loosely to describe health insurance plans that are employer sponsored but there is a distinction between “Small Group” and “Large Group” health benefits which is important. Your company’s options can be quite different under these two umbrellas so let’s take a look at the how they differ both in terms of qualification and treatment under the law.

What is “Small Group” in terms of employer-sponsored health insurance In the State of California, Small Group health insurance is essentially employer-sponsored health insurance for companies with 2-50 employees. Eligibility requirements and protection is handled under AB1672.

First, “Guaranteed issue” is a very big advantage to establishing a Group health insurance plan in California versus other States. Regardless of the health of employees enrolling, the carrier must offer coverage to an eligible company. There are requirements that must be met by the company but the big three are 1) 2-50 employees/owners; 2) 75% of the eligible employees must go with the plan; and 3) the employer must pay at least 50% of the employee’s premium (does not mandate dependents). For more information on qualifying for Small Group coverage, please check our page of Small Group enrollment.

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The ability of the company to change rates is also very important, especially for companies that have employees with health issues. In California, the carriers can up or down from the standard rate by 10%. This is called the RAF (Risk Adjustment Factor). The size of the group can affect this rate factor since the larger the group are more likely to get a lower RAF. The theory is that health issues are spread among a larger pool of people. It’s not atypical for carriers to offer RAF guarantees based on the size of the enrolling group.

Finally, the health carriers in California designate and file their Small Group plans with State agency responsible. Any eligible group can then apply for the same plan regardless of health. This is important to keep carriers from “cherry picking” healthy groups on to certain plan types and excluding less healthy groups.

How does Large Group health insurance differ?

Officially, large group health insurance is for groups with more than 50 employees/owners. Some carriers may allow groups that were originally designated as Small Group to remain on the Small Group suite of plans if they grow beyond 50 employees but they are not required to. There are some very big differences when comparing Large Group with Small Group described above.

Large group plans are not protected by AB 1672 and are not “guaranteed issue”. The carrier can decline coverage to groups based on claims experience and/or health history. Rates are built for that specific group’s claims experience and risk so total amounts can vary significantly from group to group. The plan options are different from those offered to Small Group and then to offer many more options. Some carriers even offer more of a cafeteria option where employer’s pick specific benefits to offer (i.e. choice of office copay, etc). Some Large group have tailor-made benefits to meet their needs and budget. Large group is quite different from Small Group and contacting an experienced agent is more important than ever when navigating this side of the business.

About the Author: Dennis Jarvis is a licensed

California group health insurance

broker with extensive knowledge of the Small Group health market in California.


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Monday, November 5, 2007

In the 1980’s and the 1990’s there were multiple allegations of sexual abuse of children or non-consenting adults in the context of Satanic rituals that has come to be known as The Satanic Panic. In the United States, the Kern County child abuse cases, McMartin preschool trial and the West Memphis 3 cases garnered worldwide media coverage. One case took place in Jordan, Minnesota, when children made allegations of manufacturing child pornography, ritualistic animal sacrifice, coprophagia, urophagia and infanticide, at which point the Federal Bureau of Investigation was alerted. Twenty-four adults were arrested and charged with acts of sexual abuse, child pornography and other crimes related to satanic ritual abuse; only three went to trial with two acquittals and one conviction. Supreme Court Justice Scalia noted in a discussion of the case, “[t]here is no doubt that some sexual abuse took place in Jordan; but there is no reason to believe it was as widespread as charged,” and cited the repeated, coercive techniques used by the investigators as damaging to the investigation.

One of the most visible Satanic organizations—though one that was never a suspect or charged in any of the Satanic Panic cases—is the Church of Satan, founded by Anton LaVey. Members of the Church, such as Peter H. Gilmore, Peggy Nadramia, Boyd Rice, Adam Parfrey, Diabolos Rex, and musician King Diamond, were active in media appearances to refute allegations of criminal activity and the FBI would later issue an official report debunking the criminal conspiracy theories of this time.

Gilmore feels Satanists are often misunderstood or misrepresented. LaVey’s teachings are based on individualism, self-indulgence, and “eye for an eye” morality, with influence from Friedrich Nietzsche and Ayn Rand; while its rituals and magic draw heavily from occultists such as Aleister Crowley. They do not worship—nor believe in—the Devil or a Christian notion of Satan. The word “Satan” comes from the Hebrew word for “adversary” and originated from the Abrahamic faiths, being traditionally applied to an angel. Church of Satan adherents see themselves as truth-seekers, adversaries and skeptics of the religious world around them.

On a windy October day in Central Park, Wikinews reporter David Shankbone sat down with the High Priest of the Church, Peter H. Gilmore, who has led LaVey’s congregation of Satanists since his passing in 1997 (he became the High Priest in 2001). They discussed the beliefs of the Church, current events, LaVey’s children and how Satanism applies to life and the world.

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Tuesday, January 24, 2006

January’s second Interview of the Month was with Danny O’Brien of the Electronic Frontier Foundation (EFF) on 23 January in IRC.

The EFF is coming off a series of high-profile successes in their campaigns to educate the public, press, and policy makers regarding online rights in a digital world, and defending those rights in the legislature and the courtroom. Their settlement with Sony/BMG, the amazingly confused MGM v Grokster decision by the Supreme Court of the United States, and the disturbing cases surrounding Diebold have earned the advocacy organization considerable attention.

When asked if the EFF would be interested in a live interview in IRC by Wikinews, the answer was a nearly immediate yes, but just a little after Ricardo Lobo. With two such interesting interview candidates agreeing so quickly, it was hard to say no to either so schedules were juggled to have both. By chance, the timing worked out to have the EFF interview the day before the U.S. Senate schedule hearings concerning the Broadcast flag rule of the FCC, a form of digital rights management which the recording and movie industries have been lobbying hard for – and the EFF has been lobbying hard to prevent.

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Ricky Hatton regains IBF light welterweight title

Posted by: Adminin Uncategorized

Sunday, January 21, 2007

Ricky “The Hitman” Hatton regained the IBF light welterweight title belt he relinquished less than 12 months ago when he defeated Juan Urango in Las Vegas, Nevada tonight.

“The Hitman” won by unanimous decision, as the fight went to 12 rounds. Despite early match odds suggesting Hatton would dominate the fight, this was not the case. Each round was close, but most pundits and judges alike agreed that Urango only won 1 of the 12 rounds, with Hatton taking the other 11.

Despite the unfamiliar confines of Las Vegas, Hatton looked touched by the ringing of football fan-like chants, familiar in British boxing, that rang around the arena, as more than half of it was filled by traveling support from across the atlantic.

Many in the UK will hope Hatton has ended the “curse” that has seen names such as Frank Bruno, Naseem Hamed, Barry McGuigan and others fall short while headlining fights on “The Strip”.

From here, it is widely believed “The Hitman” will move on to fight Jose Luis Castillo in June, again likely in Vegas.

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